connected banking

Connected Banking is transforming the way financial institutions, fintech companies, and businesses interact with banking services by enabling seamless integration of core banking functions with modern applications via secure APIs. It creates a real-time digital bridge between banks and enterprises, offering automated, intelligent, and secure financial transactions that improve operational efficiency, enhance user experience, and drive innovation in the financial ecosystem.

With connected banking, businesses can automate complex payment workflows, reconcile transactions instantly, manage virtual accounts, track cash flow in real-time, and initiate bulk payouts or collections directly from their software platforms. This digital integration not only removes the friction associated with traditional banking systems but also reduces manual intervention, minimizes errors, and significantly improves turnaround time.

Our Connected Banking solutions are built using RESTful APIs and are compatible with multiple core banking systems including ICICI Bank, Axis Bank, HDFC Bank, Yes Bank, and other leading financial institutions. These APIs enable a wide array of functionalities such as:

• Payout API: Instantly send payments to vendors, employees, or customers via IMPS, NEFT, RTGS, or UPI.
• UPI Collection API: Generate UPI handles or QR codes to collect payments in real-time with instant confirmations.
• Virtual Account API: Create dynamic virtual accounts to automate customer payment mapping and reconciliation.
• Account Statement API: Fetch real-time or historical transaction data from linked bank accounts.
• Balance Check API: Monitor cash positions and bank balances across accounts and banking partners.
• Bulk Payment API: Disburse salaries, refunds, incentives, and commissions at scale with automation and audit trails.

Connected Banking is particularly beneficial for industries such as FinTech, NBFCs, E-commerce, Insurance, Travel, Logistics, Education, and Utility Services, where timely and secure fund flow is crucial. By integrating banking directly into your platforms, you can launch innovative financial products, provide embedded finance, and deliver a superior digital experience to your customers and partners.

Key features and benefits of our Connected Banking platform include:

• Real-Time Processing: Execute payments and track collections in real-time, improving visibility and control.
• Security & Compliance: End-to-end encryption, IP whitelisting, audit logs, and compliance with RBI and banking guidelines.
• Automated Reconciliation: Map incoming payments to invoices or customers using virtual accounts and auto-reconcile mechanisms.
• Developer-Friendly APIs: Clean, well-documented APIs with sandbox access, SDKs, and code samples for faster integration.
• Scalable Architecture: Built to handle millions of transactions per day with load balancing and uptime SLAs.
• Multi-Bank Support: Work with multiple banks using a single unified API integration for better redundancy and flexibility.

Our connected banking infrastructure supports ISO 20022 and NPCI standards, ensuring interoperability and future-readiness. It also integrates seamlessly with ERP systems, accounting software, mobile apps, CRM tools, and custom business applications. Whether you are launching a new lending product, automating your accounts payable/receivable cycle, or building a digital wallet, our platform can help you embed intelligent banking features quickly and securely.

We also offer value-added services like:

• Real-time Alerts: Get SMS, email, or webhook notifications for every transaction event.
• Dashboard Access: Monitor, filter, and analyze transaction reports and statuses in a powerful admin portal.
• Custom Workflows: Build tailored payment or settlement logic with approval hierarchies, thresholds, and triggers.
• White Label Solutions: Launch your own connected banking portal with custom branding and domain.

Connected Banking is not just about automation—it’s about building smart financial ecosystems that reduce cost, increase transparency, and enable innovation at scale. Our platform is already trusted by fintech startups, digital platforms, and large enterprises to process millions in daily volume securely and reliably.

Whether you’re a business looking to streamline financial operations, a fintech company building a new-age financial product, or an ERP provider adding banking layers to your software—our Connected Banking APIs are your gateway to intelligent, automated, and secure financial infrastructure.

Get Started Today: Contact our integration team to schedule a demo or access our API sandbox. Let’s redefine the future of finance together—powered by seamless, real-time Connected Banking.

Discover the future of finance with connected banking. Explore innovative solutions that integrate banking services, enhance customer experiences, and streamline financial management through technology.